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Discover Your Ideal Medicare Plan with The Little Guy Insurance
Navigate your Medicare options effortlessly. We’re here to ensure you get the most suitable plan and all its benefits, with no commitment required to enroll.
Easily Navigate Your Medicare Options
Embarking on your Medicare journey can seem complex with its array of terms and choices. If you’re feeling lost amidst the sea of information, don’t worry. We’re here to guide you through the Medicare maze with ease. Let us quickly compare all available Medicare options for you, ensuring you don’t miss out on any essential benefits. Start your journey to understanding Medicare today, without any delay.
Identifying Your Ideal Medicare Plan with The Little Guy
The optimal Medicare plan is tailored to your unique health needs and financial capacity. Original Medicare provides essential hospital (Part A) and medical insurance (Part B). For a more inclusive option, consider Medicare Advantage (Part C), which typically includes Part A and B benefits plus prescription drug coverage. If Original Medicare is your preference, enhancing it with Medicare Prescription Drug (Part D) or Medicare Supplement (Medigap) insurance might be beneficial. The Little Guy Insurance is here to guide you through selecting the right Medicare plan, offering assistance without any enrollment obligation.
Simplified Guide to Medicare and Its Coverage
Embarking on your Medicare journey can seem daunting with its myriad of terms and options. We’re here to simplify and demystify Medicare for you. Quickly compare all available Medicare options to ensure you’re fully benefiting from the program.
What is Medicare?
Medicare is a federal health insurance program established in 1965, primarily for individuals aged 65 and over, regardless of income, medical history, or health status. It also extends to those under 65 with long-term disabilities. Administered by the Centers for Medicare & Medicaid Services (CMS), Medicare covers various healthcare expenses including hospitalizations, physician visits, prescription drugs, preventive services, skilled nursing, home health care, and hospice care.
Eligibility and Enrollment
Most U.S. citizens over 65 qualify for Medicare Part A without a premium if they or their spouse have paid payroll taxes for at least 10 years. Those under 65 may be eligible through Social Security Disability Insurance (SSDI) or with certain medical conditions like ESRD or ALS.
Understanding Medicare Parts
Medicare Prescription Drug Plan (Part D): These stand-alone plans cover outpatient prescription drugs and are often included in Medicare Advantage plans.
Original Medicare (Part A and B): This includes hospitalization (Part A) and medical coverage (Part B). Note that Original Medicare covers about 80% of healthcare costs, so additional coverage might be needed.
Medicare Advantage (Part C): Offered by private insurers, these plans provide the same benefits as Original Medicare, often with additional services.